Privacy Policy for Mobile Banking Jankalyan  
Privacy Policy  
Last updated: February 14, 2023  
This Privacy Policy describes Our policies and procedures on the collection, use and  
disclosure of Your information when You use the Service and tells You about Your  
privacy rights and how the law protects You.  
We use Your Personal data to provide and improve the Service. By using the Service,  
You agree to the collection and use of information in accordance with this Privacy  
Policy. This Privacy Policy has been created with the help of the TermsFeed Privacy  
Policy Generator.  
Interpretation and Definitions  
Interpretation  
The words of which the initial letter is capitalized have meanings defined under the  
following conditions. The following definitions shall have the same meaning regardless  
of whether they appear in singular or in plural.  
Definitions  
For the purposes of this Privacy Policy:  
Account means a unique account created for You to access our Service or parts  
of our Service.  
Affiliate means an entity that controls, is controlled by or is under common  
control with a party, where "control" means ownership of 50% or more of the  
shares, equity interest or other securities entitled to vote for election of directors  
or other managing authority.  
Application refers to Mobile Banking Jankalyan, the software program provided  
by the Company.  
Company (referred to as either "the Company", "We", "Us" or "Our" in this  
Agreement) refers to Jankalyan Nagari Sahakari Patsanstha Maryadit,  
75RH+HJ9, Near, Chawadi Chowk, Guruwar Peth, Karad, Maharashtra 415110.  
Country refers to: Maharashtra, India  
Device means any device that can access the Service such as a computer, a  
cellphone or a digital tablet.  
Personal Data is any information that relates to an identified or identifiable  
individual.  
Service refers to the Application.  
Service Provider means any natural or legal person who processes the data on  
behalf of the Company. It refers to third-party companies or individuals employed  
by the Company to facilitate the Service, to provide the Service on behalf of the  
Company, to perform services related to the Service or to assist the Company in  
analyzing how the Service is used.  
Usage Data refers to data collected automatically, either generated by the use of  
the Service or from the Service infrastructure itself (for example, the duration of a  
page visit).  
You means the individual accessing or using the Service, or the company, or  
other legal entity on behalf of which such individual is accessing or using the  
Service, as applicable.  
Collecting and Using Your  
Personal Data  
Types of Data Collected  
Personal Data  
While using Our Service, We may ask You to provide Us with certain personally  
identifiable information that can be used to contact or identify You. Personally  
identifiable information may include, but is not limited to:  
Phone number  
Usage Data  
Usage Data  
Usage Data is collected automatically when using the Service.  
Usage Data may include information such as Your Device's Internet Protocol address  
(e.g. IP address), browser type, browser version, the pages of our Service that You visit,  
the time and date of Your visit, the time spent on those pages, unique device identifiers  
and other diagnostic data.  
When You access the Service by or through a mobile device, We may collect certain  
information automatically, including, but not limited to, the type of mobile device You  
use, Your mobile device unique ID, the IP address of Your mobile device, Your mobile  
operating system, the type of mobile Internet browser You use, unique device identifiers  
and other diagnostic data.  
We may also collect information that Your browser sends whenever You visit our  
Service or when You access the Service by or through a mobile device.  
Information Collected while Using the Application  
While using Our Application, in order to provide features of Our Application, We may  
collect, with Your prior permission:  
Information regarding your location  
Pictures and other information from your Device's camera and photo library  
We use this information to provide features of Our Service, to improve and customize  
Our Service. The information may be uploaded to the Company's servers and/or a  
Service Provider's server or it may be simply stored on Your device.  
You can enable or disable access to this information at any time, through Your Device  
settings.  
Use of Your Personal Data  
The Company may use Personal Data for the following purposes:  
To provide and maintain our Service, including to monitor the usage of our  
Service.  
To manage Your Account: to manage Your registration as a user of the  
Service. The Personal Data You provide can give You access to different  
functionalities of the Service that are available to You as a registered user.  
For the performance of a contract: the development, compliance and  
undertaking of the purchase contract for the products, items or services You  
have purchased or of any other contract with Us through the Service.  
To contact You: To contact You by email, telephone calls, SMS, or other  
equivalent forms of electronic communication, such as a mobile application's  
push notifications regarding updates or informative communications related to  
the functionalities, products or contracted services, including the security  
updates, when necessary or reasonable for their implementation.  
To provide You with news, special offers and general information about other  
goods, services and events which we offer that are similar to those that you have  
already purchased or enquired about unless You have opted not to receive such  
information.  
To manage Your requests: To attend and manage Your requests to Us.  
For business transfers: We may use Your information to evaluate or conduct a  
merger, divestiture, restructuring, reorganization, dissolution, or other sale or  
transfer of some or all of Our assets, whether as a going concern or as part of  
bankruptcy, liquidation, or similar proceeding, in which Personal Data held by Us  
about our Service users is among the assets transferred.  
For other purposes: We may use Your information for other purposes, such as  
data analysis, identifying usage trends, determining the effectiveness of our  
promotional campaigns and to evaluate and improve our Service, products,  
services, marketing and your experience.  
We may share Your personal information in the following situations:  
With Service Providers: We may share Your personal information with Service  
Providers to monitor and analyze the use of our Service, to contact You.  
For business transfers: We may share or transfer Your personal information in  
connection with, or during negotiations of, any merger, sale of Company assets,  
financing, or acquisition of all or a portion of Our business to another company.  
With Affiliates: We may share Your information with Our affiliates, in which case  
we will require those affiliates to honor this Privacy Policy. Affiliates include Our  
parent company and any other subsidiaries, joint venture partners or other  
companies that We control or that are under common control with Us.  
With business partners: We may share Your information with Our business  
partners to offer You certain products, services or promotions.  
With other users: when You share personal information or otherwise interact in  
the public areas with other users, such information may be viewed by all users  
and may be publicly distributed outside.  
With Your consent: We may disclose Your personal information for any other  
purpose with Your consent.  
Retention of Your Personal Data  
The Company will retain Your Personal Data only for as long as is necessary for the  
purposes set out in this Privacy Policy. We will retain and use Your Personal Data to the  
extent necessary to comply with our legal obligations (for example, if we are required to  
retain your data to comply with applicable laws), resolve disputes, and enforce our legal  
agreements and policies.  
The Company will also retain Usage Data for internal analysis purposes. Usage Data is  
generally retained for a shorter period of time, except when this data is used to  
strengthen the security or to improve the functionality of Our Service, or We are legally  
obligated to retain this data for longer time periods.  
Transfer of Your Personal Data  
Your information, including Personal Data, is processed at the Company's operating  
offices and in any other places where the parties involved in the processing are located.  
It means that this information may be transferred to — and maintained on — computers  
located outside of Your state, province, country or other governmental jurisdiction where  
the data protection laws may differ than those from Your jurisdiction.  
Your consent to this Privacy Policy followed by Your submission of such information  
represents Your agreement to that transfer.  
The Company will take all steps reasonably necessary to ensure that Your data is  
treated securely and in accordance with this Privacy Policy and no transfer of Your  
Personal Data will take place to an organization or a country unless there are adequate  
controls in place including the security of Your data and other personal information.  
Delete Your Personal Data  
You have the right to delete or request that We assist in deleting the Personal Data that  
We have collected about You.  
Our Service may give You the ability to delete certain information about You from within  
the Service.  
You may update, amend, or delete Your information at any time by signing in to Your  
Account, if you have one, and visiting the account settings section that allows you to  
manage Your personal information. You may also contact Us to request access to,  
correct, or delete any personal information that You have provided to Us.  
Please note, however, that We may need to retain certain information when we have a  
legal obligation or lawful basis to do so.  
Disclosure of Your Personal Data  
Business Transactions  
If the Company is involved in a merger, acquisition or asset sale, Your Personal Data  
may be transferred. We will provide notice before Your Personal Data is transferred and  
becomes subject to a different Privacy Policy.  
Law enforcement  
Under certain circumstances, the Company may be required to disclose Your Personal  
Data if required to do so by law or in response to valid requests by public authorities  
(e.g. a court or a government agency).  
Other legal requirements  
The Company may disclose Your Personal Data in the good faith belief that such action  
is necessary to:  
Comply with a legal obligation  
Protect and defend the rights or property of the Company  
Prevent or investigate possible wrongdoing in connection with the Service  
Protect the personal safety of Users of the Service or the public  
Protect against legal liability  
Security of Your Personal Data  
The security of Your Personal Data is important to Us, but remember that no method of  
transmission over the Internet, or method of electronic storage is 100% secure. While  
We strive to use commercially acceptable means to protect Your Personal Data, We  
cannot guarantee its absolute security.  
Children's Privacy  
Our Service does not address anyone under the age of 13. We do not knowingly collect  
personally identifiable information from anyone under the age of 13. If You are a parent  
or guardian and You are aware that Your child has provided Us with Personal Data,  
please contact Us. If We become aware that We have collected Personal Data from  
anyone under the age of 13 without verification of parental consent, We take steps to  
remove that information from Our servers.  
If We need to rely on consent as a legal basis for processing Your information and Your  
country requires consent from a parent, We may require Your parent's consent before  
We collect and use that information.  
Links to Other Websites  
Our Service may contain links to other websites that are not operated by Us. If You click  
on a third party link, You will be directed to that third party's site. We strongly advise  
You to review the Privacy Policy of every site You visit.  
We have no control over and assume no responsibility for the content, privacy policies  
or practices of any third party sites or services.  
Changes to this Privacy Policy  
We may update Our Privacy Policy from time to time. We will notify You of any changes  
by posting the new Privacy Policy on this page.  
We will let You know via email and/or a prominent notice on Our Service, prior to the  
change becoming effective and update the "Last updated" date at the top of this Privacy  
Policy.  
You are advised to review this Privacy Policy periodically for any changes. Changes to  
this Privacy Policy are effective when they are posted on this page.  
Contact Us  
If you have any questions about this Privacy Policy, You can contact us:  
By email: edp@jankalyankarad.com  
By phone number: 9657719863  
Generated using TermsFeed Privacy Policy Generator